England, Northern Ireland & Scotland
Canoe England, the Scottish Canoe Association and the Canoe Association for Northern Ireland share the same civil liability insurance scheme. This means that members of these home nations enjoy the same benefits of the scheme.
The limit of indemnity for any one accident has been increased to £10 million with effect from 1st April 2008.
The BCU have negotiated a group policy on behalf of all members (who live in England, Northern Ireland and Scotland) to ensure that the cost of insurance is kept to a minimum.
Things sometimes go wrong and regrettably there is a need for paddlers to have insurance should an accident or damage occur. That is why one of the benefits we offer members is insurance cover, so that you can have complete piece of mind when paddling.
Here is the technical bit...
Third Party Liability
Third party insurance cover is a benefit of BCU membership and applies to;
The limit of indemnity any one accident is to a maximum of £10,000,000 for a claim arising from loss, injury to, the death of or damage to the property of a third party. It also covers legal liability. The insurance is valid for any canoeing or related activity worldwide.
Member to member liability is included as are members of the coaching service acting in an instructional capacity. This includes paid coaching work up to a value of £25,000 in any one year.
Liability Insurance document
Incident Guidelines
Who do I contact in the event of an incident?
In the event of an incident, which may give rise to a liability claim, please report to:
Perkins Slade Claims Department
Wales
The Welsh Canoeing Association have a separate insurance scheme for its members.
For details of this contact the WCA here